The Inflation Dashboard
Why your savings are losing value — and what the data says about protecting them.
Headline CPI
4.02%
FRED · CPIAUCSL · YoY
Core CPI
2.79%
FRED · CPILFESL · YoY
M2 Growth (YoY)
5.7%
FRED · M2SL · YoY
Fed Funds Rate
3.75%
FRED · FEDFUNDS
Current Situation — September 2026
Inflation holds above target as core price pressures persist
Headline CPI is running near 3.4% year-over-year, with core CPI (ex food & energy) at roughly 2.5% — both still above the Fed's 2% target. The Fed funds rate sits at 3.63%. M2 money supply has grown more than 50% since January 2020, and continued expansion keeps structural pressure on prices. With inflation persistently above target, real returns on cash remain negative — reinforcing the case for inflation-resistant assets.
M2 Money Supply
M2 money supply has grown 52% since 2020 — more dollars chasing the same goods drives inflation structurally higher.
Source: Federal Reserve Bank of St. Louis (FRED), series M2SL
Asset Performance vs Inflation
How gold, silver, Bitcoin, and the S&P 500 have performed against inflation over different timeframes.
The proof lies in the data: let’s examine how gold, silver, Bitcoin, and the S&P 500 have performed in the fight against inflation. Over the past 3 years, with an average annualized return, Bitcoin by 9.6%, silver by 9.2% and gold by 3.5% have all outperformed the S&P 500, showcasing their strength during inflationary periods. Recently, silver stands out as the top performer over the past year with an impressive 9.1% return, making it a standout choice for wealth protection. Explore the 1-year performance trends below to determine the best shield for your assets against inflation’s impact.
Performance Trends
Trying to decide which asset actually protects your savings? See our full comparison of the best inflation hedges — gold, Bitcoin, TIPS, and real estate, ranked by real performance. Curious how property holds up? See home prices around the world in dollars, gold, and Bitcoin.
Ready to Invest in Gold and Bitcoin?
You've seen the data. Now put it to work. InflationGuard uses your risk profile to recommend a strategy across gold and crypto — and connects you directly to a vault to invest.
Try InflationGuard →